Rain, Rain, Go Away, Come Again Another Day Vortex Rain Insurance
Nothing Dampens an Event Like Rain
Rain can put a damper on your outdoor activities, and if your business depends on those activities for its revenue, excessive rain may be the last thing you need. Until recently, your only option may have been to keep your fingers crossed and hope for the best. But times have changed, and Vortex now offers a rain insurance policy to help to stabilize income and help protect your weather-sensitive revenues.
Applications of rain insurance include:
- Golf courses and tournaments
- Baseball games
- Racing events
- Weather promotions
- Outdoor theaters
- Film production
You Choose the Type of Rain Insurance You Need
Rain-accumulation over time
You choose the total amount of rain that will impact your activity over the coverage days and/or hours, such as one inch of rain over the three-day period of your event, or twenty inches of rain over the course of your operating season.
You choose the number of rain free hours within the coverage period of your insurance policy, perhaps three hours of your six-hour event. You may also choose the level of hourly rain that defines a rain-free hour, such as 0.01”, 0.02”, 0.05”, or any other amount.
Unique rain insurance
You may consider a rain-accumulation policy that has a maximum daily amount capped at one inch, thereby reducing the influence of a day with three inches of rain. Or perhaps you want to have a policy that insures against a certain number of “rainy days”, with the amount of rain defining a rainy day chosen by you. These are but two of many possibilities that can be used in a rain insurance policy through Vortex.
Rain insurance combined with other weather
Rain by itself may be a concern, but if it is the combination of rain and cold that may impact attendance for your event, we can address that as well through an insurance policy that helps protect you against both rain AND temperature. We can also prepare a policy for you that will help protect you against either rain OR temperature.
1/10 (.10) inch of rain
A light rain for 30-45 minutes, moderate rain for 10 minutes, or heavy rain for 5 minutes. Small puddles form, but don’t last long.
1/4 (.25) inch of rain
A light rain for 2-3 hours, moderate rain for 30-60 minutes, or heavy rain for 15 minutes, forming many puddles that do not disappear easily.
1/2 (.50) inch of rain
Moderate rain for 1-2 hours, or heavy rain for 30-45 minutes, resulting in deep standing water for long periods of time. A light rain will not reach this amount.
¾ (.75) inch of rain
Heavy rain lasting 2-4 hours resulting in deep standing water for long periods of time. A light or moderate rain will not reach this amount.
One (1.00) inch of rain
Heavy rain for several hours (2-5 hours) resulting in deep standing water for long periods of time. A light moderate rain will not reach this amount
Getting Started is Easy
Call one of our licensed agents and let us generate a quote for a Vortex rain insurance policy that addresses your own unique concerns. Along with your contact information, all that is required are the coverage dates, location, type of policy desired, and amount of insurance desired. If you have questions regarding any insurance policy details, we will make sure those questions are answered before we proceed. You no longer have to cringe with each forecast for rain! A call to Vortex could be your first step towards a balanced budget.
Contact Us Today!
Product availability subject to licensing by jurisdiction. Insurance underwritten by Mitsui Sumitomo Insurance USA Inc., a member insurer of the Mitsui Sumitomo Insurance Group. Weather insurance product not available in all jurisdictions. Actual coverage is subject to the language of the policies as issued. Mitsui Sumitomo Insurance Group, 15 Independence Boulevard, P.O. Box 4602, Warren, New Jersey 07059-0602
© 2010 Vortex Insurance Agency, LLC