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Contact us online or call one of our licensed insurance agents and let us generate a quote for a Vortex snow insurance policy that addresses the financial concerns of your operation.

You no longer have to cringe with each forecast for snow! A call to Vortex could be your first step towards a balanced budget.

Contact us today!
It Takes a Lot of Green to Move All That White
 
Vortex Snow Insurance

Snow Insurance Designed to Help Reduce Annual Removal Cost Volatility
 
Businesses use various metrics to budget for annual snowfall removal costs. Planning methods include the use of the average inches of snow, average number of snow events, and average expenses over the last five years. Regardless of how the budget is set, each year the actual weather can cause these budgets to succumb to overruns, resulting in the need to utilize reserve funds or divert funds from other planned uses. To help protect against these unbudgeted costs, consider a snow insurance policy through Vortex Insurance Agency.

Potentials users include:
  • Property managers
  • Shopping malls
  • Airports
  • Retailers
  • Snow removal contractors
  • Colleges and universities
  • Apartment complexes
  • School districts
  • Real estate investment trusts
  • Municipalities
  • Any other entity with snow removal costs

You Choose the Type of Snow Coverage You Need
 
Seasonal Snow-Accumulation Coverage
If the sum of the daily snowfall during the coverage period exceeds the level defined in the policy, a payment is made to the policy buyer. That payment is calculated by multiplying the payment per inch amount and the number of inches of snow that exceeded the predetermined level of snow. You choose the total amount of snow that will place your budgeted funds in jeopardy as well as the amount of funds-per-inch of snow for which you desire coverage.

Snow-Event Coverage
Vortex can provide a policy that helps to protect against an excessive number of snow events. You indicate the daily snow total that defines the event. Common choices are daily snowfall greater than or equal to one inch, two inches, or four inches. Again, you also choose the number of snow events that will likely cause a budget overrun as well as the amount of funds-per-event.

Unique Snow Coverage
The sky is the limit! If the costs to remove six inches of snow are nearly the same as a foot of snow, you may consider a snow-accumulation policy that has a maximum daily amount capped at six inches. Such a policy may reduce the influence of a single day of heavy snow on your overall snow removal season. A policy can be written that includes only weekends and holidays, when overtime costs are at their highest levels. Do you have properties in more than one location, or perhaps in more than one state? We can utilize one, two, or more locations in a single policy to help protect against excessive snow at all of your properties. These are but a few possibilities that can be structured in a Vortex snow insurance policy. Let us arrange for a policy to meet your unique needs today.

Let’s Get Started
 
Call one of our licensed agents and let us generate a quote for a Vortex snow insurance policy that addresses your own unique concerns. You no longer have to cringe with each forecast for snow! A call to Vortex could be your first step towards a balanced budget.

Contact Us Today!
 
Product availability subject to licensing by jurisdiction. Insurance underwritten by Mitsui Sumitomo Insurance USA Inc., a member insurer of the Mitsui Sumitomo Insurance Group. Weather insurance product not available in all jurisdictions. Actual coverage is subject to the language of the policies as issued. Mitsui Sumitomo Insurance Group, 15 Independence Boulevard, P.O. Box 4602, Warren, New Jersey 07059-0602

© 2010 Vortex Insurance Agency, LLC